Art and the Homeless

If you bank with Bank of America and you recently received an email about a change to your Online Banking Service Agreement, you may have skimmed it, filed it away mentally, or deleted it entirely. That would be a mistake. What Bank of America is quietly introducing — a binding arbitration provision — is one of the most consequential changes to your legal rights as a consumer that a bank can make. And the timing of its announcement tells a story that the bank would very much prefer you did not read. WHAT THE CHANGE ACTUALLY MEANS The new provision, detailed in Section 12 of the updated Online Banking Service Agreement, requires that virtually all disputes between you and Bank of America be resolved through private, binding arbitration rather than in a court of law. More significantly, it includes a class-action waiver — meaning you cannot join with other customers to collectively sue the bank, no matter how widespread the harm. In plain English: if Bank of America wrongs you — overchar...

... what was the reference from the book of Chronicles of the holy Bible involved in the publicity spat between the pope and president Trump 2 Chronicles 7 Trump Pope Spat The specific biblical reference involved in the dispute is 2 Chronicles 7:11-22, particularly verse 14, which states: "If my people, which are called by my name, shall humble themselves, and pray, and seek my face, and turn from their wicked ways; then will I hear from heaven, and will forgive their sin, and will heal their land." President Donald Trump selected this passage for a scheduled Oval Office reading on April 21, 2026, as part of the "America Reads The Bible" event, an act organizers described as a call for national repentance. The timing of this reading occurred amidst a public feud between Trump and Pope Leo XIV, who had criticized the administration's military stance on Iran and used the Bible to condemn war, specifically citing Isaiah 1:15 ("your hands are full of blood...

... drill-down into "William D'Arcy's Concession Syndicate" The Concession Syndicate formed around William D'Arcy's Persian oil venture was a pivotal, albeit initially failing, endeavor that ultimately led to a major discovery.  - Financial Struggles: By 1905, after years of dry wells and immense costs (over £160,000 spent, £177,000 overdrawn), D'Arcy was near bankruptcy. To continue, he formed the Concession Syndicate Ltd. with the Burmah Oil Company as a major investor, which provided the necessary capital.  - Geological Setbacks: The Syndicate followed geologist W. H. Dalton's recommendation to drill at Shardin in 1906-1907, but both wells were unsuccessful.  - The Breakthrough: Operations shifted to Masjed Soleyman in 1908.  By April of that year, with no results and funds exhausted, the Syndicate decided to abandon the venture and ordered operations to cease. - A Stroke of Luck: George B. Reynolds, the field manager, delayed the shutdown. On May 2...

... search geographic location of the Soleyman oil fields in Iran Soleimani Fields Location The Masjed Soleyman oil field, the first oil field discovered in the Middle East, is located in Masjed Soleyman, Khuzestan Province, in southwestern Iran, specifically to the northeast of Ahvaz City. Discovered in 1908, this onshore field sits within the Zagros basin (Dezful embayment) and is operated by the National Iranian South Oil Company (NISOC). Other major oil fields in the region, such as the Ahvaz field (the third largest in the world) and the South Pars gas field, are also concentrated in the southwestern region near Ahvaz and the Persian Gulf, respectively. While Kharg Island serves as the primary export terminal handling nearly 90% of Iran's crude oil exports, it is an offshore island located about 25 kilometers (15 miles) off the southern coast, distinct from the onshore production fields. - Masjed Soleyman Field: Coordinates 31°56′11″N 49°18′14″E. - Ahvaz Field: Located in the ...

... News reports on the Iran Strait of Hormuz blockade has entered a 'nail biting' phase in which Iranian tanker transport of crude oil has been blocked resulting in the need to divert to storage tanks which in turn are quickly filling-up and when full will put a stop to pumping from the ground leading to the shutdown of the wells and ultimately structural damage to the wells; expert opinion generally concurs that Iran does not have the technical ability to repair the wells which leads to my question who constructed and implemented Iran's oil industry which companies and nations provided the technical know-how? The technical foundation of Iran’s oil industry was laid almost entirely by British companies and engineers in the early 1900s. Later, a U.S.-led consortium joined after 1953. Here’s the breakdown: 1. The original builders: Britain (1901–1951) - William Knox D’Arcy – A British entrepreneur who secured a 60-year concession from Persia’s Qajar government in 1901. He fi...

... Define LLM LLM is a Large Language Model, a type of artificial intelligence system trained on vast amounts of text data to understand, generate, and manipulate human language. It learns patterns in language—syntax, semantics, and contextual relationships—by predicting the next word in a sequence based on statistical correlations in its training data. LLMs are typically built on transformer architectures, enabling them to process and generate text with high fluency and coherence across diverse topics and styles. While they can mimic reasoning, writing, and conversation, they lack true understanding, intentionality, or self-awareness. Instead, they produce outputs based on learned patterns, making them powerful tools for tasks like text generation, translation, summarization, and logical analysis—though their outputs require human oversight to ensure accuracy, coherence, and alignment with intended meaning. ... LLM is past the concept stage; name the top brands As of 2026, LLMs are w...